Should users include equity in real estate?3 votes
If i have annual income of 100,
I have annual expenses of 100 000,
and I have a portfolio of 2 000 000.
My annual return are 1 % and my withdrawal rate 4%.
According to the calculator I could have retired 6½ years ago.
This is simply not correct. A 1% return is 20 000 and that is not enough to cover my expenses of 200 000. Something is wrong here.
Besides it not working properly, it's a great tool and I thank you for putting it up! :)33 votes
It would be amazing to figure the mortgage payoff in this scenario. It seems like a good move to make before retiring. I understand there are a lot of factors (principal, interest rate, timing and amount of payments) but I figured you might be up for a challenge!15 votes
It would be great to have some explanation of how to fill out the form and what each input box means. Links to more in depth explanations would be good too.9 votes
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