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  1. Headlamps

    hey, where do you find headlamps of high quality?

    1 vote
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  2. At what point do you hand over the car for scrap?

    My mother has a 16-year-old car (Toyota Yaris, automatic). She does about 1,000-2,000 miles a year just visiting local shops/downtown.

    Her MOUTH is raised, and it looks like a new exhaust, shock absorbers everywhere, new tires everywhere.

    We don't know yet how much all this will cost, however, given the age of the car, is it worth it? I suspect that it will take about 500-600 pounds to complete this work.

    At what point do you hand over the car for scrap?

    Looking at the autotrader, they are estimated at about 1,100-1,300 pounds with a 12-month term.

    Would it cost…

    1 vote
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  3. Include option for existing savings in the calculator

    The calculator would be greatly improved if it had the option to include your existing savings instead of it presuming you are starting from scratch. Thanks

    1 vote
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  4. character coloring page printouts ideas

    hey
    What are your ideas on character coloring page printouts?

    1 vote
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  5. how to download videos from social media platform?

    please, mention some of the cool and easy to use application and web apps to download images and videos from social media.

    looking forward to get kind response.

    1 vote
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  6. Have an option for reduction of expenses in retirement.

    I plan to geoarbitrage, and live on a fraction of my current income. I will not be able to make my current income when I move from my HCOL area. Not sure why the assumption would be I want to keep all these plates spinning that I have to in an expensive city with a kid in college.

    1 vote
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  7. Current Income not clear

    Should read like after tax income (without looking at assumptions this could create poor calculations)

    7 votes
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  8. Error in the results

    As you increase the Withdrawal rate, the number of years required before you can retire decreases. There must be an error in the math, as that makes no sense at all.

    8 votes
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  9. Add end date

    Can you add the month and year of retirement to the output? (In addition to the time until retirement)

    1 vote
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  10. Canada RRSP dewduction on gross pay

    HI!

    In Canada, the taxes can be deducted if you make a contribution to a RRSP account. This muddies up the easy math of "Net take home pay" because my take home pay includes a tax return AND savings in a RRSP.

    Would be nice to sort this out more efficiently. Right now I don't see how?!

    1 vote
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  11. ROI Calculation

    I'm sure the ROI calculation is correct, I'm just not fully understanding how you came to the conclusion that you did. If I bring in 20k and can save 50% (with a savings rate of 5%), surey the ROI after the first year is 500 rather than the displayed 250?

    4 votes
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  12. Updated average saving rates for EU countries available (2012)

    The European commission published updated avg. household saving rates you might want to implement in your graphs - The current numbers are from 2008.

    (https://ec.europa.eu/info/publications/economy-finance/household-saving-rates-eu-why-do-they-differ-so-much_en)

    1 vote
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  13. Add what currency the Calculator is in

    I am unable to see what currency the Calculator is in?

    1 vote
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  14. Able to include funds already saved

    If I've already saved X, that should be included as generating returns.

    3 votes
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  15. your chart is flawed

    as i change the withdrawal percentage [see examples 3% - 7.7, 4% - 4.2, 5% - 1.8, 6% - 0.0] the more i withdraw, the less time i have until retirement??!? how TF does that make sense... unless i am missing something

    20 votes
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  16. 1 vote
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  17. Manual years to retirment

    Instead of inputing "Current savings rate" can you input "desired years to retirment" and then it would give you all the figures needed to get that target?

    7 votes
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  18. Allow for negative return on investment

    In times of a 2% inflation goal of the European central bank and roughly 0% interest in most places you should allow for a negative interest rate in your formula.
    Having a negative interest rate leads to a lot not NaNs and weird diagram.

    3 votes
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  19. Allow a different post-retirement annual expense

    Since many of us plan on retiring abroad thus greatly reducing our annual expenses (and even if we don't move, many of us do reduce expenses a lot), the calculator should not assume by default that the current expense rate is also the post-retirement expense rate.

    13 votes
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  20. Current Expense Question

    Question: Should Current Annual Expenses include the taxes you pay on your paycheck? Your tax rate will go down when you don't have pay check when you retire, so including those taxes seems like over stating the taxes when you are retired.

    5 votes
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