your chart is flawed
as i change the withdrawal percentage [see examples 3% - 7.7, 4% - 4.2, 5% - 1.8, 6% - 0.0] the more i withdraw, the less time i have until retirement??!? how TF does that make sense... unless i am missing something

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William N. commented
If you increase the withdrawal percentage you need a smaller amount to "support" your retirement, so the years to retirement gets smaller. This model does not appear to say anything about how many years of retirement you will have. A higher withdrawal percentage very likely means you have a shorter retirement, which in turn likely means you run out of money. You should just leave the percentage set at 3-4% and use a different model (on another site - they don't appear to have another one here) to figure out the whole picture. Or consider using a different model somewhere else in the first place. Fidelity or Vanguard or Bank of America or ...(the list is long) have better retirement calculators.
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Anonymous commented
Yeah, this doesn't make sense. If you withdraw more, it lasts less. Setting the withdraw percent to 100% would deplete your savings after only 1 year.
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Anonymous commented
If I need 50,000k a year at 3% I need 1.5 million. at 4% I need 1.25 million.
By increasing the percentage you need less money. However it is more risky to withdraw each year