Networthify

I suggest you ...

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  1. Potential error

    I think I've found a bug: although I probably strectched the expected parameters. The error seems to be that the table at the bottom has mostly empty cells. My figures were
    http://networthify.com/calculator/earlyretirement?income=204298&initialBalance=1500000&expenses=135096&annualPct=22&withdrawalRate=4

    1 vote
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    • Errors with data

      Hi. Like the tool and appreciate you sharing it. Encounter inaccurate information and what appears to be a glitch when entering in data. No problems entering in the income field. But when entering in annual savings regardless of the amount entered, after doing so it automatically changes the data in the subsequent field which is the annual expenses field.

      Don't know why but these automatic changes are wrecking havoc with my results and estimations. Any chance this tech issue can be examined and repaired? Thanks!

      5 votes
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      • Explain if net worth should include primary residence.

        Should users include equity in real estate?

        3 votes
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          1 comment  ·  Admin →
        • Not working properly

          If i have annual income of 100,
          I have annual expenses of 100 000,
          and I have a portfolio of 2 000 000.
          My annual return are 1 % and my withdrawal rate 4%.
          According to the calculator I could have retired 6½ years ago.
          This is simply not correct. A 1% return is 20 000 and that is not enough to cover my expenses of 200 000. Something is wrong here.

          Besides it not working properly, it's a great tool and I thank you for putting it up! :)

          30 votes
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            1 comment  ·  Admin →
          • 4 votes
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              1 comment  ·  Admin →
            • add the ability to change expenses after retirement.

              Our expenses will be way lower during retirement so this calculator doesn't really work for us.

              27 votes
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              • Add the ability to insert future periods where additional income kicks in.

                For instance:
                I have a defined benefit work pension starting at time X
                I have federal pension starting at time Y
                I have a lump sum injection at time Z
                That would make this calculator even more wicked!

                27 votes
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                • Add debt payoff

                  It would be amazing to figure the mortgage payoff in this scenario. It seems like a good move to make before retiring. I understand there are a lot of factors (principal, interest rate, timing and amount of payments) but I figured you might be up for a challenge!

                  15 votes
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                  • Create tooltips for each input box

                    It would be great to have some explanation of how to fill out the form and what each input box means. Links to more in depth explanations would be good too.

                    9 votes
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