E.g. 20k for 4 years, then 30k (and increase of 5k spending) for 8 years etc.13 votes
Signed up for service, got taken to page with existing transactions. Not sure if they are supposed to be sample transactions, or if i'm accidentally seeing another account's.4 votes
I think something's wrong with the time-until-retirement estimate, or there's something i'm misunderstanding.
I entered $100k income, $75k expenses, and $1m portfolio, and got this result:
It looks like the ROI reaches $75k shortly after 6 years, but the time-until-retirement is over 9 years. The table of figures stops updating some but not all of the columns after 6 years. A glitch?1 vote
I think I've found a bug: although I probably strectched the expected parameters. The error seems to be that the table at the bottom has mostly empty cells. My figures were
Hi. Like the tool and appreciate you sharing it. Encounter inaccurate information and what appears to be a glitch when entering in data. No problems entering in the income field. But when entering in annual savings regardless of the amount entered, after doing so it automatically changes the data in the subsequent field which is the annual expenses field.
Don't know why but these automatic changes are wrecking havoc with my results and estimations. Any chance this tech issue can be examined and repaired? Thanks!5 votes
Should users include equity in real estate?3 votes
If i have annual income of 100,
I have annual expenses of 100 000,
and I have a portfolio of 2 000 000.
My annual return are 1 % and my withdrawal rate 4%.
According to the calculator I could have retired 6½ years ago.
This is simply not correct. A 1% return is 20 000 and that is not enough to cover my expenses of 200 000. Something is wrong here.
Besides it not working properly, it's a great tool and I thank you for putting it up! :)30 votes
Our expenses will be way lower during retirement so this calculator doesn't really work for us.27 votes
I have a defined benefit work pension starting at time X
I have federal pension starting at time Y
I have a lump sum injection at time Z
That would make this calculator even more wicked!27 votes
It would be amazing to figure the mortgage payoff in this scenario. It seems like a good move to make before retiring. I understand there are a lot of factors (principal, interest rate, timing and amount of payments) but I figured you might be up for a challenge!15 votes
It would be great to have some explanation of how to fill out the form and what each input box means. Links to more in depth explanations would be good too.9 votes
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