I suggest you ...

Bug in calculation

I put in the following values:
Current annual income: 434782
Current annual savings: 334782
Current annual expenses: 100000
Current savings rate: 76% (calculates automatically)
Current portfolio value: 850000

It says I can retire in 4.3 years. If I add ONE dollar to annual income and recalculate it says i can retire in 3.8 years with a 78% savings rate. That's a huge jump for 1 dollar.

As another example if I put in 400,000 for income it now says I can retire in 4.1 years. Meaning that making over 30,000 less would result in an earlier retirement date.

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    Ethan shared this idea  ·   ·  Flag idea as inappropriate…  ·  Admin →

    3 comments

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      • catprog commented  ·   ·  Flag as inappropriate

        Increasing: "Withdrawal rate" reduces the "You can retire in" time bacuse you need less money to get the nessary income.

      • Anonymous commented  ·   ·  Flag as inappropriate

        Next issue:
        Increasing: "Withdrawal rate" reduces the "You can retire in" time.
        How could it be?

      • Eric commented  ·   ·  Flag as inappropriate

        Similarly, changing income from 98,000 to 100,000 with static expenses of 48,000 (so savings increasing by 2,000 annually with 100,000 in income) increases the years until retirement from 11 to 11.1.

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