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David Johnson

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  1. Error in the results

    10 votes
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    2 comments  ·  Networthify  ·  Admin →
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    David Johnson commented  · 

    Why doesn't this make sense? If you need $40,000 to cover your expenses then at a 4% withdrawal rate you'd need $1,000,000 invested whereas at a 5% withdrawal rate you'd only need $800,000.

  2. add the ability to change expenses after retirement.

    49 votes
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    5 comments  ·  Networthify  ·  Admin →
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    David Johnson commented  · 

    I wrote a calculator to handle this.

    https://s3-us-west-2.amazonaws.com/retiretimecalc.com/index.html

    It's not very refined and I didn't want to pay for a domain name but feel free to use it.

    Note: The numbers differ slightly from networthify because mine assumes contributions are made monthly and compound continuously (https://www.investopedia.com/terms/c/continuouscompounding.asp#:~:text=Continuous%20compounding%20is%20the%20mathematical,interest%20is%20important%20in%20finance.).

  3. Allow a different post-retirement annual expense

    16 votes
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    2 comments  ·  Networthify  ·  Admin →
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    David Johnson commented  · 

    I had the same problem so I made my own calculator. I'm not trying to steal any views or anything but if it's helpful, I put it online at http://RetireTimeCalc.com

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