Networthify

  1. Current Expense Question

    Question: Should Current Annual Expenses include the taxes you pay on your paycheck? Your tax rate will go down when you don't have pay check when you retire, so including those taxes seems like over stating the taxes when you are retired.

    5 votes
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  2. Errors with data

    Hi. Like the tool and appreciate you sharing it. Encounter inaccurate information and what appears to be a glitch when entering in data. No problems entering in the income field. But when entering in annual savings regardless of the amount entered, after doing so it automatically changes the data in the subsequent field which is the annual expenses field.

    Don't know why but these automatic changes are wrecking havoc with my results and estimations. Any chance this tech issue can be examined and repaired? Thanks!

    5 votes
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  3. Fix/clarify signup process

    Signed up for service, got taken to page with existing transactions. Not sure if they are supposed to be sample transactions, or if i'm accidentally seeing another account's.

    4 votes
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  4. ROI Calculation

    I'm sure the ROI calculation is correct, I'm just not fully understanding how you came to the conclusion that you did. If I bring in 20k and can save 50% (with a savings rate of 5%), surey the ROI after the first year is 500 rather than the displayed 250?

    4 votes
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  5. Able to include funds already saved

    If I've already saved X, that should be included as generating returns.

    3 votes
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  6. Explain if net worth should include primary residence.

    Should users include equity in real estate?

    3 votes
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  7. Allow for negative return on investment

    In times of a 2% inflation goal of the European central bank and roughly 0% interest in most places you should allow for a negative interest rate in your formula.
    Having a negative interest rate leads to a lot not NaNs and weird diagram.

    3 votes
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  8. Allow for Ages & IRS Rules

    For example if I put in my current savings, portfolio value and Income data - I derive at 7 more years until retirement. However, given my assets are in a 401k they cannot be touched without penalty until the year in which I turn 55. So, being 35 yrs old - 42yrs old is not a viable option unless it can account for tax deferred and taxable account portfolios separately. I would think this would be the case for most Americans saving in a 401k or tax advantaged retirement account. It would be great if the IRS rules could be…

    3 votes
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  9. 2 votes
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  10. Updated average saving rates for EU countries available (2012)

    The European commission published updated avg. household saving rates you might want to implement in your graphs - The current numbers are from 2008.

    (https://ec.europa.eu/info/publications/economy-finance/household-saving-rates-eu-why-do-they-differ-so-much_en)

    1 vote
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  11. Include option for existing savings in the calculator

    The calculator would be greatly improved if it had the option to include your existing savings instead of it presuming you are starting from scratch. Thanks

    1 vote
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  12. Headlamps

    hey, where do you find headlamps of high quality?

    1 vote
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  13. Canada RRSP dewduction on gross pay

    HI!

    In Canada, the taxes can be deducted if you make a contribution to a RRSP account. This muddies up the easy math of "Net take home pay" because my take home pay includes a tax return AND savings in a RRSP.

    Would be nice to sort this out more efficiently. Right now I don't see how?!

    1 vote
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  14. Add end date

    Can you add the month and year of retirement to the output? (In addition to the time until retirement)

    1 vote
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  15. At what point do you hand over the car for scrap?

    My mother has a 16-year-old car (Toyota Yaris, automatic). She does about 1,000-2,000 miles a year just visiting local shops/downtown.

    Her MOUTH is raised, and it looks like a new exhaust, shock absorbers everywhere, new tires everywhere.

    We don't know yet how much all this will cost, however, given the age of the car, is it worth it? I suspect that it will take about 500-600 pounds to complete this work.

    At what point do you hand over the car for scrap?

    Looking at the autotrader, they are estimated at about 1,100-1,300 pounds with a 12-month term.

    Would it cost…

    1 vote
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  16. Have an option for reduction of expenses in retirement.

    I plan to geoarbitrage, and live on a fraction of my current income. I will not be able to make my current income when I move from my HCOL area. Not sure why the assumption would be I want to keep all these plates spinning that I have to in an expensive city with a kid in college.

    1 vote
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  17. how to download videos from social media platform?

    please, mention some of the cool and easy to use application and web apps to download images and videos from social media.

    looking forward to get kind response.

    1 vote
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  18. character coloring page printouts ideas

    hey
    What are your ideas on character coloring page printouts?

    1 vote
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  19. Add what currency the Calculator is in

    I am unable to see what currency the Calculator is in?

    1 vote
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  20. 1 vote
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