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Sune Bjørn Andersen

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  1. Withdrawal rate is backward

    22 votes
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    5 comments  ·  Networthify  ·  Admin →
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    Sune Bjørn Andersen commented  · 

    It is a very important piece of information but the calculation is correct. You can retire earlier withdrawing 5% instead of 4%. This however increases risk that isn't part of the calculation. It shouldn't be part of the calculation but it is very important background knowledge of the calculation.

  2. Make a box with tax on investments

    13 votes
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    4 comments  ·  Networthify  ·  Admin →
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    Sune Bjørn Andersen commented  · 

    Maybe you could do this by changing the roi number. Say your target is 100k a year to live on. Tax wise this means that half will be taxed at rought 25% and the other half at roughly 50%. if the roi after inflation (7-2) is 5, then the math would be (5*0.75+5*0.5)/2 = 3.125 (this roi would include the premise that half is taxed 25% and half 50%). Also check out my site about FIRE in Denmark: www.frinans.dk

    Sune Bjørn Andersen supported this idea  · 

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